Mobile, Grand Bay, Irvington, Theodore, Tillmans Corner, Saraland, and Semmes real estate and homes for sale in Alabama - The Charles Hayes Team, REALTORS® The Charles Hayes Team REALTORS(r) for Mobile, Grand Bay, Irvington, Theodore, Tillmans Corner, Saraland, and Semmes, Alabama real estate - NUMBER1EXPERTS™ The Charles Hayes Team NUMBER1EXPERTS(tm) for Mobile, Grand Bay, Irvington, Theodore, Tillmans Corner, Saraland, and Semmes, Alabama real estate
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The Charles Hayes Team, REALTORŪ, real estate agents and broker for Mobile, Grand Bay, Irvington, Theodore, Tillmans Corner, Saraland, and Semmes Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)
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The Charles Hayes Team, REALTORŪ, real estate agents and broker for Mobile, Grand Bay, Irvington, Theodore, Tillmans Corner, Saraland, and Semmes Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)
The Charles Hayes Team, REALTORŪ, real estate agents and broker for Mobile, Grand Bay, Irvington, Theodore, Tillmans Corner, Saraland, and Semmes Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)
The Charles Hayes Team, REALTORŪ, real estate agents and broker for Mobile, Grand Bay, Irvington, Theodore, Tillmans Corner, Saraland, and Semmes Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Mobile, Grand Bay, Irvington, Theodore, Tillmans Corner, Saraland, and Semmes, Alabama Real Estate 


Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. 

Need local real estate information? We've summarized much of what is important about the Mobile, Grand Bay, Irvington, Theodore, Tillmans Corner, Saraland, and Semmes real estate market in this site. 

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. 

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As top Mobile, Grand Bay, Irvington, Theodore, Tillmans Corner, Saraland, and Semmes real estate agents, we have the experience and track record you are looking for. Please let us help. 

- The Charles Hayes Team 

 

 







School Reports in Mobile, Grand Bay, Irvington, Theodore, Tillmans Corner, Saraland, and Semmes, Alabama
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Real Estate Tips
Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Real Estate Trivia
Q 
What area in the United States has the highest per capita income?

A 
The New York/New Jersey/Long Island area has a per capita income of over $750,000, according to the most current available U.S. census data.
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The Charles Hayes Team, REALTORŪ, real estate agents and broker for Mobile, Grand Bay, Irvington, Theodore, Tillmans Corner, Saraland, and Semmes Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

The Charles Hayes Team
Coldwell Banker, Charles Hayes Real Estate, Inc.

1120 Hillcrest Road
Mobile, AL. 36695
251-633-6300
251-421-7070
Fax: 251-633-6679
Email: charleshayes@NUMBER1EXPERT.com

Charles E. Hayes wants to be your real estate agent! With over thirty years in the real estate industry, he has extensive knowledge of the real estate market in the area, and he works with both buyers and sellers. Charles specializes in new home construction. He also has two full-time assistants who are also Realtors and a closing agent to help you. Having his team work for you makes buying or selling your new home nearly effortless. Call or email him today!!!

CNHS Equal Housing MLS REALTOR RELO


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